Guides
Plain-English guides, each checked against GOV.UK on the date shown.
Making Tax Digital quarterly deadlines for 2026/27
Every MTD for Income Tax quarterly update deadline for 2026/27: 7 August, 7 November, 7 February and 7 May, plus the 31 January 2028 tax return and the penalty rules.
Who needs Making Tax Digital for Income Tax?
MTD for Income Tax applies to sole traders and landlords with qualifying income over £50,000 (from April 2026), £30,000 (April 2027) and £20,000 (April 2028). What counts.
Sole trader allowable expenses: what you can claim in 2026/27
What UK sole traders can claim as allowable expenses, the new 55p mileage rate for 2026/27, working-from-home flat rates and the £1,000 trading allowance trade-off.
CIS tax refunds: how subcontractors claim back deductions
How UK CIS subcontractors get back over-deducted tax: 20%/30% deduction rules, what contractors shouldn't deduct from, statements, and a worked 2026/27 refund example.
Debt snowball vs debt avalanche: which should you use?
Snowball pays the smallest balance first; avalanche pays the highest interest rate first. A worked example with three debts shows the difference in interest and timing.