UK · 2026/27

UK Landlord Income & Expense Tracker 2026/27

Track rent and costs for every property, see each property's profit, and get year-to-date quarterly totals and mortgage-interest credit figures for your records. For Making Tax Digital you also need HMRC-recognised bridging software, digitally linked to the tracker.

Excel + Google Sheets No macros Instant downloadFrom £15

Version. Which is best for you?

Need help choosing? Compare every feature
FeatureBasic
£15
Pro
£29
Complete
£45
Up to 20 properties with a summary for eachIncludedIncludedIncluded
Let-type column (incl. furnished holiday lets)IncludedIncludedIncluded
Mortgage-interest tax credit calculatorIncludedIncludedIncluded
Year-to-date quarterly totals for MTD recordsIncludedIncludedIncluded
SA105 box summary and joint-ownership shareIncludedIncludedIncluded
Up to 30 propertiesNot includedIncludedIncluded
Bank and letting-agent statement importNot includedIncludedIncluded
Printable P&L per property + accountant packNot includedIncludedIncluded
Free 2027/28 April updateNot includedIncludedIncluded
Plus the Sole Trader Pro workbookNot includedNot includedIncluded

In Basic: 5 of 10 features

  • Up to 20 properties with a summary for each (included)
  • Let-type column (incl. furnished holiday lets) (included)
  • Mortgage-interest tax credit calculator (included)
  • Year-to-date quarterly totals for MTD records (included)
  • SA105 box summary and joint-ownership share (included)
  • Up to 30 properties (not included in Basic)
  • Bank and letting-agent statement import (not included in Basic)
  • Printable P&L per property + accountant pack (not included in Basic)
  • Free 2027/28 April update (not included in Basic)
  • Plus the Sole Trader Pro workbook (not included in Basic)
£15one-off · Fixes only

In Pro: 9 of 10 features

  • Up to 20 properties with a summary for each (included)
  • Let-type column (incl. furnished holiday lets) (included)
  • Mortgage-interest tax credit calculator (included)
  • Year-to-date quarterly totals for MTD records (included)
  • SA105 box summary and joint-ownership share (included)
  • Up to 30 properties (included)
  • Bank and letting-agent statement import (included)
  • Printable P&L per property + accountant pack (included)
  • Free 2027/28 April update (included)
  • Plus the Sole Trader Pro workbook (not included in Pro)
£29one-off · Free 2027/28 April update

In Complete: 10 of 10 features

  • Up to 20 properties with a summary for each (included)
  • Let-type column (incl. furnished holiday lets) (included)
  • Mortgage-interest tax credit calculator (included)
  • Year-to-date quarterly totals for MTD records (included)
  • SA105 box summary and joint-ownership share (included)
  • Up to 30 properties (included)
  • Bank and letting-agent statement import (included)
  • Printable P&L per property + accountant pack (included)
  • Free 2027/28 April update (included)
  • Plus the Sole Trader Pro workbook (included)
£45one-off · Free 2027/28 April update for both

Secure checkout by Stripe. Links by email, valid 7 days.

Who it's for

Made for

  • Private landlords with one property or a small portfolio
  • Landlords with property income above the Making Tax Digital thresholds
  • Joint owners who need their share of income and costs
What's inside

A tour of the tabs

Cover
All versions
Dashboard
All versions
Transactions
All versions
Property summary
All versions
Finance costs and tax credit
All versions
MTD quarterly totals
All versions
Bank statement import
Pro and up
Bridging summary
Pro and up
Year-end accountant summary
Pro and up
Questions

Good to know

How delivery works
  1. Pay on the secure checkout page.
  2. We email your order confirmation with your download links, and show them on screen too.
  3. Open the .xlsx in Excel, or in Google Sheets via File › Import › Upload. Your name and order number are on the cover tab.

Links work for 7 days and up to 5 downloads each. Lost one? Get new links.

Is this HMRC-recognised Making Tax Digital software?

No. It is a spreadsheet for keeping your records and preparing figures, and it can't send anything to HMRC on its own. For Making Tax Digital for Income Tax you also need HMRC-recognised bridging software that is digitally linked to the spreadsheet; copying or retyping figures into other software doesn't meet HMRC's digital-link rules.

Which bridging software does it work with?

The quarterly summary tab is designed to be read by bridging software via a digital link. We haven't yet published a tested list, so check that your chosen bridging product supports reading a spreadsheet range before you rely on it.

Do I need MTD yet?

From 6 April 2026 if your qualifying income was over £50,000 in 2024/25; from April 2027 over £30,000; from April 2028 over £20,000. See who needs MTD.

Does it work in Google Sheets?

Yes. It is an Excel (.xlsx) file with no macros. In Google Sheets, choose File › Import › Upload and pick the file. Your name and order number stay in the file.

Can I share it with my accountant?

Yes, you can give your completed workbook to your own accountant, bookkeeper or tax adviser. You can't share or resell the file itself. See the licence.

What if something is wrong with the file?

Email us with your order number and we'll fix or replace it; if we can't, you'll get a partial or full refund. See our Refund Policy.

Licence Personal use; no resale or sharing

Licence: personal use only. You may use and edit your file for your own personal records or your own business (including sharing your filled-in copy with your own accountant or bookkeeper). You may not resell, share, give away, redistribute or upload it, blank or edited. Each copy is stamped with its buyer's name and order number. Full licence terms.

Important: please read Not advice; not HMRC-recognised MTD software

The Money Sheets products are spreadsheet templates to help you organise your own records. They are not tax, legal, accounting or financial advice, and they are not a substitute for a qualified adviser. Figures such as tax estimates, mileage rates and allowances are based on our understanding of the rules for the tax year shown and may not suit your circumstances. Check them, and get professional advice if you're unsure.

Not HMRC-recognised MTD software. Our workbooks are not HMRC-recognised Making Tax Digital software and can't send anything to HMRC on their own. To meet Making Tax Digital for Income Tax you'll also need HMRC-compatible software. If you keep records in a spreadsheet, that means bridging software that is digitally linked to your spreadsheet. Copying, retyping or copy-pasting figures into other software doesn't meet HMRC's digital-link rules. Find compatible software on GOV.UK.

We are not affiliated with, approved or endorsed by HMRC, Microsoft or Google. Microsoft Excel is a trade mark of Microsoft Corporation. Google Sheets is a trade mark of Google LLC.

Related guides

Other spreadsheets